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Virtual wallet Apple Pay launches today

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Posted at 8:20 AM, Oct 20, 2014
and last updated 2014-10-20 10:55:22-04

Apple Pay rolled out today, and now anyone with one of the newest Apple products may store credit card information and use the devices instead of cards to pay for things.

Those why may take advantage of Apple Pay must own an iPhone 6, iPhone 6 Plus, iPad Air 2 or iPad Mini 3, all devices made available by Apple in the past few months. According to credit experts at cardhub.com, it is accepted at 220,000 “brick-and-mortar stores across the United States, including locations of mega-retailers like Whole Foods, Macy’s, McDonald’s, Chevron and Subway.”

It may also be used to make purchases through more than a dozen apps, including Uber, Lyft, and OpenTable.

Loading credit card information into Apple Pay involves taking a picture of the credit or debit card into the Apple Pay account, and Apple verifies it with the bank. Users may also enter information manually.

This process doesn’t even have to be done if the user decides to use a card connected to his iTunes account, which Apple already has verified.