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The state's insurance commissioner answered residents' questions about earthquake coverage

Posted at 5:46 PM, Sep 08, 2016
and last updated 2016-09-08 18:46:23-04

Employees from the Oklahoma Insurance Department were in Pawnee Thursday to answer residents' questions on earthquake coverage.

Some people's homes were damaged in the 5.8 magnitude quake, the strongest one recorded in the state, that rattled the city on Saturday morning.

"In Oklahoma, you typically think about wind, hail, exposure. Seismic activity were not in anyone's radar about five years ago," said John Doak, the insurance commissioner.

Several residents who had earthquake damage are concerned their carriers might not cover man-made quakes. The insurance commissioner reassures those with coverage not to worry.

"Over 90% of all carriers in Oklahoma for earthquake coverage are covering man-made, oil and gas, hydraulic issues," said Doak.

 

He said between 10 to 15 percent of Oklahomans have quake coverage compared to less than 10 percent in California.