TULSA, Okla. — More than 68 million Americans are expected to shop on Cyber Monday, which means a lot of personal information will be flowing online.
That is why cybersecurity experts are reminding you to be aware of the risks that can come with making online purchases to avoid getting your identity stolen.
"It used to be that we used to think that there were teens doing malicious things, not anymore. These are professionals like me going to work nine to five. They go to work nine to five, and the goal is to get money," says Pedro Serrano, the president of the Oklahoma Information Systems Security Association.
He says the number one tip is to use your credit card and not your debit card when buying anything online. If your information is compromised, then it will be easier to dispute the charge with the credit card company.
"One of the biggest issues we have is our older population because through many years, we've told them do not use credit cards. Pay with cash," says Serrano.
Criminals are out to get anyone no matter the age or financial status.
Some of the things to keep in mind:
- Always use a credit card when online shopping, instead of a debit card.
- Beware of false advertising and fake websites.
- Make sure to click on reputable sites and look for the little lock on the left-hand side of the webpage.
- Keep your antivirus software up to date.
- Use a two-factor authentication when possible.
- Check your credit card statements and look for any suspicious activity.
Serrano says just make sure to take the extra time to verify sites and be smart before clicking away.
This year Cyber Monday sales are expected to hit a record high of more than $9 billion, according to Adobe Analytics. Last year, shoppers spent an estimated $7.9 billion.
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