Dealing with damaging lightning


The state insurance commissioner says claims for lighting damage to homes average more five thousand dollars each, which includes damage to the house itself and to appliances and expensive electronics.
While standard homeowners insurance covers lighting strikes you still must pay your deductible.
Oklahoma Insurance Commissioner John Doak says there are ways to prevent damage from lighting strikes.
The most effective is to have a licensed electrician install a lightning protection system which directs the energy from a lighting strike safely into the ground.
A less expensive alternative is to use surge protectors.
Remember, regular power strips provide little protection from lighting strikes.
And the commissioner says there's one final step you can take if thunderstorms are in the forecast.    Take the time to simply unplug those expensive electronics. 
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