Watch out for credit report posers; AnnualCreditReport.com the only federally authorized site
4:55 PM, Nov 7, 2012
10:37 AM, Nov 9, 2012
TULSA - Everyone is entitled to free credit reports, but you must be wary about who you're releasing your most private information to.
Ronnie turned to us because he received a letter, which appears to be from Experian
-- one of the big three credit reporting companies.
The weird thing: Ronnie says he didn't ask for the report, which "required" six pieces of personal information.
The letter asked Ronnie for his full name, social security number, addresses, date of birth, copy of an official i.d. card and a copy of a bill or bank statement.
Because Ronnie didn't request his report from Experian
-- and since the letter is asking for a gold mine of personal information
-- it's best to contact the company directly.
We contacted Experian and a spokesperson confirmed the letter's legitimacy, but they couldn't tell who requested it on Ronnie's behalf.
A quick reminder: everyone is entitled to a free annual credit report from Experian, Transunion and Equifax. The Internet is full of sites posing as credit reporters.
AnnualCreditReport.com is where you want to go.
That's the only authorized source for free reports under Federal law.