While many people are confused about the Affordable Care Act, it's time to get informed.
If you are uninsured and you don't sign up for insurance by December 15, 2013, you'll pay a price.
On October 1, the government will launch the Health Insurance Marketplace . Even if you have insurance through your employer, this may be a plan you want to consider.
You'll have from October 1 - December 15, 2013 to sign up for the Health Insurance Marketplace. If you miss the deadline, you'll pay a penalty of $95 or 1-percent of your household income -- whichever is greater.
SPECIAL SECTION - What is Obamacare? Understanding the Affordable Care Act at www.kjrh.com/aca
For this year only, there will be a second open enrollment from December 16, 2013 through March 30, 2014. However, experts say that coverage likely won't start January 1.
You may face a tax penalty for the portion of the year you go without coverage, even if it's just a month.