Many Americans will receive their first paycheck of 2013 this Friday -- the first one since the last minute fiscal cliff deal.
That deal avoided widespread spending cuts and drastic tax increases across the board, but every working American will be seeing less money in their paychecks.
The payroll 2-percent tax break expired with the new year, meaning someone making an annual income of $60,000 will say goodbye to about $100 a month or $1,200 a year.
It's numbers like that that have the average American family breaking out the calculators and re-evaluating the monthly bills.
The government's 2-percent social security tax break is gone and every working American will see 2 percent less in each paycheck. That means working Americans will contribute 6.2 percent, up from 4.2, in that Social Security line on those pay stubs.