TULSA - The Affordable Care Act gives access to health insurance for millions of uninsured Americans but there are many misconceptions.
Some people believe Oklahoma opted out of the Affordable Care Act altogether.
The fact is, Oklahoma did not create its own marketplace of health insurance plans but most Oklahomans are required to buy health insurance coverage by the end of March next year. Those Oklahomans can find a plan through the federal marketplace on www.healthcare.gov.
Learn more about the Affordable Care Act with FAQs, our subsidy calculator a state-by-state comparison and more at www.kjrh.com/aca
"In Oklahoma, just like anywhere else in the United States, there are penalties that a person would have to pay if they do not get health insurance," explained Broken Arrow health insurance agent Roger Flippo.
Flippo and other licensed, certified, health insurance agents, offer free help to people in choosing the right marketplace plan, as well as with understanding coverage and dealing with any claims down the road.
If you receive any offer saying you can get a better plan by paying someone to walk you through it; that's pure fiction. "You should not have to pay anybody any kind of fee to help you navigate the exchanges," said Flippo.
Click here http://bit.ly/findanagent to search for a licensed, certified, agent near you.
It's a fact people can get help paying for those marketplace plans through subsidies and healthcare.gov is where you can figure out how much. "It will determine, based on your income information, how much subsidy you will receive from the federal government," said Flippo.
Also fact: You won't be turned down because of a pre-existing condition. And parents can keep any children on their plan until they are 26-years-old.
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