TULSA - Re-ordering involves using your debit card. Buy several things in a day and some banks re-order your purchases taking the largest amount out of your account, first, followed by the smaller amounts opening you up to multiple overdraft fees.
You can make a complaint if this happens to you to the Consumer Finance Protection Bureau which is looking into the issue.
There have also been multiple lawsuits filed and one Forbes report states shady overdraft fees could cost banks more than $1 billion.
Banks are already paying $860 million in settlements with more cases pending.
There is a way to avoid overdraft fees altogether: Go to your bank and fill out a form saying if the money isn't in your account you do not want a purchase to go through.
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